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Free Will and Trust Program (Suzy Orman)

June 28th, 2008

Since there’s absolutely nothing on TV, I landed on the ultimate noise channel (CNBC) with Suzy Orman being uber hyper. It’s like a car wreck you can’t help but watch.

Because ’she’s not one to promote her products’, you can get her Will and Trust Kit for free by going to http://suzeorman.com/ , clicking on the Will and Trust section, and entering the code People First.

I’m going to give it a whirl when the website actually loads. I need to name someone as the beneficiary to my retirement accounts, life insurance (free from my employer) and most importantly, to take care of my dog. :)

The Can I Afford It Segment is about to start and good for a few laughs.

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Buh Bye Mint!

April 27th, 2008

You’ve been great but MyPortfolio from Bank of America cleans your clock.

It’s powered by Yodlee, integrates flawlessly into their existing website creating a one-shop stop that manages my money. MyPortfolio keeps track of everything; bank accounts, credit cards, retirement accounts, even frequent flyer accounts. Frequent flyer accounts!

Unfortunately, I can’t link to my student loans; but, if your with Sallie Mae or AES, BoA will include your outstanding balance in the real-time net worth calculations. MyPortfolio automatically updates each linked account, calculates your net worth, sends alerts that bills are due and creates a myriad tracking the flow of your money.

If you bank with BoA, login in and check it out. There’s a great review of MyPortfolio at NetBanker if you don’t have BoA access.

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The Carnival of 20-Something Finances:

March 24th, 2008

My inbox was flooded with submissions and I read every last one. Actually, I only read the submissions that weren’t overloaded with ads and had a relevance to us 20-somethings.

I’m snotty like that.

So without further ado, here are the highlights:

Family

Jesse wrote about Teaching Your Children to Handle Their Money.

Faron describes her relationship with her dad in the post My Dad – Frugal, Generous and my Hero.

Budgeting

David is states his case Why Cash Is Still King of the Monthly Budget.

Steward writes about Budgeting: A Guide to Sanity and Wisdom.

Sarah tells her story of When a saver loves a spender.

Frugality

FIRE Finance presents Top 10 Dollar Store Buys. Editor’s Note: The dollar store sells some quality long lasting pens. Now only if my students would quit missing so many problems….

Hank takes saving money to a new level with the 29 most frugal things he has ever done.

Investing

Want to know how to lose your investment? Dorian presents 10 Sure Ways to lose 50% of your investment.

Mark has invested some money in Prosper loans and figured out how to Track Your Prosper Portfolio with Money Plus.

Dividend Growth Investor Dude states The case for dividend investing in retirement.

Marcus presented Stock Market Investing For Beginners: Beginner Stock Market Investing Using Return On Equity.

Passive Income Investor presents Gold Breaks $1000/Oz: Investing For A Recession.

Other

Wenchypoo gives us an Update: The FairTax Crafter Finally Answers Me. Editor’s Note: Even if you disagree with everything in her post, it’s worth reading for her comment poetry.

GBlogger writes Why Don’t High-Income Professionals Watch Their Money?

The Editor’s Pick
poetloverrebelspy presents ITB Impressions: Beer Tourism. Editor’s Note: Hmmmm…..Beer!

That concludes this edition. Submit your blog article to the next edition of
twenty something finances using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page. Be sure to check out the carnival in two weeks, which will be hosted by The BagLady.

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Death to Telemarketers…

March 6th, 2008

A tame (and censored) version of my recent cellphone conversations.

Random Dude: You’ve won a diamond watch and are entered to win $25,000.

Me: Yeah right, don’t call again.

Random Dude: While I’ve got you on the line, how about some free magazines?

Me: Don’t want, don’t need. I need to talk to your supervisor.

Random Dude: We need your help in distributing Time magazine, won’t you help us?

Me: I’m not wearing underpants, are you?

Random Dude: If you help us, you’ll get 60 issues of 10 magazines for free.

Me: I’ll sign up for the magazines if you get take off your underpants.

Random Dude: Click.

Today, somebody at Century Marketing screwed up and their phone number finally came through today unblocked.

After running a quick Google search, I now know who has called 93 times over the last ten days. Thanks to those jokers, I have 41 day time minutes for the next two weeks.

Yes, these jackasses (pardon the french) have been calling my cellphone during the day (and at all other hours). Despite being on the do-not call list, demanding to be taken off their call list, filing complaints with the FTC and being completely obnoxious/inappropriate, they continue to spam my cellphone multiple times per day.

Verizon hasn’t been of much help. Since the incoming calls are usually restricted, Verizon claims they can not block the source. Besides, if I knew what number to block, it would still be an extra charge for the blocking. That’s a lame policy, but then again, Verizon’s a business and going over on my daytime minutes makes them money.

If the calls don’t cease within the next week, I’ll deal with the hassle of changing my cell phone number.

I would love send their president a box full of stinky dog poo. Unfortunately, that’d get me in a lot of trouble.

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Hump Day Link Love

March 5th, 2008

2 more days until the weekend, 2 more days until the weekend……

In the mean time, some carnival linkage to keep you entertained.

BeingFrugal hosted the Carnival of Money Hacks #2 and my most recent budgeting blunder was included. Within the carnival, the following posts caught my eye:

  • PT tosses out the idea of using only cash for a week. Cash + me = money disaster. It may work for those who have spending problems with debit cards; but, I like the accountability of seeing each transaction come out of my bank account.
  • My Dollar Plan reviews cash back credit cards for gasoline. I’ve been using a Shell Mastercard since I started driving. I wonder if there’s anyway to find the total amount of money I’ve saved. I do know that I’ve been averaging $8.50 over the last few months.

Then, the BagLady hosted the Carnival of Personal Finance. It was a nice surprise to see my comparison of UltraRunning and Personal Finance as an editor’s pick.

Being a mathematics / statistics geek, I found The Financial Engineer’s rundown of our peak earning years to be extremely interesting.

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