Keeping The Reins Tight….

My inbox was flooded with submissions and I read every last one. Actually, I only read the submissions that weren’t overloaded with ads and had a relevance to us 20-somethings.

I’m snotty like that.

So without further ado, here are the highlights:

Family

Jesse wrote about Teaching Your Children to Handle Their Money.

Faron describes her relationship with her dad in the post My Dad – Frugal, Generous and my Hero.

Budgeting

David is states his case Why Cash Is Still King of the Monthly Budget.

Steward writes about Budgeting: A Guide to Sanity and Wisdom.

Sarah tells her story of When a saver loves a spender.

Frugality

FIRE Finance presents Top 10 Dollar Store Buys. Editor’s Note: The dollar store sells some quality long lasting pens. Now only if my students would quit missing so many problems….

Hank takes saving money to a new level with the 29 most frugal things he has ever done.

Investing

Want to know how to lose your investment? Dorian presents 10 Sure Ways to lose 50% of your investment.

Mark has invested some money in Prosper loans and figured out how to Track Your Prosper Portfolio with Money Plus.

Dividend Growth Investor Dude states The case for dividend investing in retirement.

Marcus presented Stock Market Investing For Beginners: Beginner Stock Market Investing Using Return On Equity.

Passive Income Investor presents Gold Breaks $1000/Oz: Investing For A Recession.

Other

Wenchypoo gives us an Update: The FairTax Crafter Finally Answers Me. Editor’s Note: Even if you disagree with everything in her post, it’s worth reading for her comment poetry.

GBlogger writes Why Don’t High-Income Professionals Watch Their Money?

The Editor’s Pick
poetloverrebelspy presents ITB Impressions: Beer Tourism. Editor’s Note: Hmmmm…..Beer!

That concludes this edition. Submit your blog article to the next edition of
twenty something finances using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page. Be sure to check out the carnival in two weeks, which will be hosted by The BagLady.

Technorati Tags: twenty something finances, blog carnival

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2 more days until the weekend, 2 more days until the weekend……

In the mean time, some carnival linkage to keep you entertained.

BeingFrugal hosted the Carnival of Money Hacks #2 and my most recent budgeting blunder was included. Within the carnival, the following posts caught my eye:

• PT tosses out the idea of using only cash for a week. Cash + me = money disaster. It may work for those who have spending problems with debit cards; but, I like the accountability of seeing each transaction come out of my bank account.
• My Dollar Plan reviews cash back credit cards for gasoline. I’ve been using a Shell Mastercard since I started driving. I wonder if there’s anyway to find the total amount of money I’ve saved. I do know that I’ve been averaging $8.50 over the last few months.

Then, the BagLady hosted the Carnival of Personal Finance. It was a nice surprise to see my comparison of UltraRunning and Personal Finance as an editor’s pick.

Being a mathematics / statistics geek, I found The Financial Engineer’s rundown of our peak earning years to be extremely interesting.

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My last post, Keep the Changes vs. Chase Cash Back, was tagged in the 122th Festival of Frugality Carnival.

An assortment of quality posts made the cut and I found the following to be of interest.

1. Free Money Finance gives some tips on reducing vet bills.Commentary: My canine companion enrolled in Banfield’s Wellness Plan which costs $21.95 / month of $263.40 / year. That’s before on another $120 for heart worm medication, $80 for flea & ticket protection, $30 for toothpaste which brings my total to $493.40; still underneath the average and my dog is covered in just about every case. The Wellness Plan is still way cheaper than what I would pay for shots at a ‘normal’ vet/
2. Finance Blog came up with some ways to save for a first mortgage deposit.Commentary: Solid advice. I don’t live with my parents nor do I have a roommate. The parents live in another state and I’ve never been able to find a compatible roommate. Not many people my age, early 20’s, can handle dealing with a roommate that’s in bed by 10:00pm and up by 4:00 am; add in a crazy dog and the pickings are slim.
3. Debt-free Revolution saves some money on vehicle maintenance.Commentary: Owning a vehicle rocks, as does doing your own car repairs. After 15 years and 200,000+ miles, my truck still runs like new. Consistent preventative maintenance has helped minimize repair costs. Last year, I spent a total of $412.86 on car-related expenses. (excluding gas) I doubt you can find a new car for less.

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