Keeping The Reins Tight….

I lasted eight months without touching my medical fund. Alas, in the last few weeks, I’ve managed to drain the entire thing and there’s a chance I’ll need to dip into the emergency fund.

The main culprit?

An MRI of my knee, it’s been a horrid 6 weeks since I went down with an injury. Despite following an extremely cautious rehabilitation plan and allowing ample time for a recover, my calf / knee is still not right. I’ve mentally set aside $1,200 for this expense (the cost of last year’s MRI) and anxiously await the call back from insurance with my final bill. I paid a measly $10 to see the Specialist (in endurance sports medicine). The doctor described the need for an MRI as a medical emergency, will insurance see it this way? Only time will tell.

On top of my knee troubles, my contact lens prescription expires on the 24th. I plan to change eye doctors but have not had research/find a new one. Thus, it was imperative that I stock up before my prescription expired. My vanity and love of athletics cost a cool $191.92. Despite my zillion different budgets, I never thought to set aside money for contacts.

May’s been a rough month for my bank accounts (medical expenses + $915 tires), being unable to run is also making extremely unpleasant.

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Thanks to an Egg and Cheese Breakfast Sandwich from Panera; I spent Friday and Saturday afternoons in the emergency room. During my little ordeal, I was pumped full of intravenous fluids, given a multiple shots in the bum for nausea and had a few prescriptions filled.

The cost for my weekend of excitement?

$20.00 Co-Payment
$12.00 For 3 Prescriptions
$05.21 for a Breakfast Sandwich(it came back up)

Of course, this doesn’t factor in the 35.43 taken out of every paycheck. I chose one of the more costly insurance options based upon my history of broken bones and freak accidents. The idea was to play it safe for the first two years, evaluate which of the five options available would have been cheapest, and then switch.

In my groggy drugged up state, I’m extremely happy that the weekend only lowered my checking account by $22.00.

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